UPDATE: Spent has discontinued their consumer app and now only works with businesses. See more here.

You've probably heard of cash back websites that pay you to take surveys, shop online, play games, etc. But have you heard of an app that allows you to earn cash back automatically? Yup, it exists. No need to take any surveys, watch any videos, nothing! Just get cash back for making purchases you already make every day!

Here is a detailed review of Spent, an iOS and Android app that gives it's users cash back automatically. Here we'll show you how it works, how to set it up and how much money you can actually save just for setting up a free Spent account.

How To Earn Cash Back

What Is The Spent App?

Spent is an app offered on iOS and Android smart phones that earns you cash back automatically. No catches, gimmicks, or strings attached. The app is free to use, and simply links to your debit card and bank account, then earns you free cash back on all your purchases at select stores.

Similar to cashback websites like Swagbucks, Spent partners with thousands of the largest retailers that you and I shop at every day. When you make a purchase at any of these select retailers (which is just about every major store you can think of, the list is endless…), Spent sends you cash back on your purchases made. Its literally free money, and a great way to save extra cash that we all could use.

One of the Best Cash Back Programs Available

What sets the Spent app apart from other cash back programs? Most cash back websites only allow you to earn cash back if you make your purchases online. This eliminates a large chunk of our daily spending opportunities to make money back for free.

The Spent app doesn't limit your cash back options to online stores only. They will give you cash back on any purchase you make with your linked bank account, both online and in store purchases.

You may be familiar with other cashback websites that pay you to watch videos, take surveys, etc. While these websites may have some good offers to make a little extra money in your spare time, they still require your time.

The Spent app doesn't steal your time from you in order for you to earn cash back. Just link your account, and go about your every day activities and earn free money when you make purchases that you already make.

Other companies will claim to offer you a free gift card or free money, but they don't tell you that they require you to make a purchase from one of their partners first in order to qualify.

None of that nonsense applies when using Spent. Again, just link you bank account and earn cash back for free.

How to save more money: Money saving strategies that you've never even heard of 

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Is Spent a scam?

No question it's a wise idea to look into who you're working with when giving out your bank information. There are a lot of fraudulent companies out there claiming to offer similar services, but end up being nothing more than a scam trying to take your money.

With that said, Spent has assured it's users that it is a legitimate company with a well respected reputation. They have been featured with other major companies as a trusted program, giving you the peace of mind that your information is safe.

How much money can you earn with Spent?

One of the biggest questions you probably have going through your head is, how much money can I save and is it really worth it?

While the amount of money you make on each purchase varies depending on where your purchase is made, let me just ask you this before giving you an exact number: Would you rather live life spending money on living expenses that you have to make to survive, and get $0 cash back? Or would you rather live life spending money on living expenses that you have to make to survive and earn up to 45% cash back?

Yup, you can get up to 45% cash back with Spent. Yes, that is on the upper end of what retailers you can earn that much back with, but some is better than nothing, right?

How many retailers partner with the Spent cash back program?

In Spent's own words:

“…earn cash back with the thousands of SPENT brand partners! We currently partner with nearly a million hotels, every major airline, the larger car-rental companies and with thousands of independent businesses across the U.S. SPENT users earn up to 45% cash back on every purchase!”

Most of us make the majority of our purchases at a major retailer or big box store like Walmart or Target, both of which are major partners that offer cash back through the Spent Money app. Those are just two to name a few.

Long story short, there are more stores partnered with Spent that you and I already shop at, then there aren't (yeah your local mom-and-pop shops most likely won't be retail partners, but you know what I mean).

How do I sign up for Spent?

It's easy! Here is the step by step process to set up your free Spent account: (the screenshots may vary slightly depending on whether you have an Android phone or iPhone, or whether you set it up on your desktop computer.  The process is the same either way, however.)

1 – Click one of the following links below, and you'll be taken to your app store to download Spent.

2 – Click the “Login” button at the top right of your screen as shown below:

How to earn cash back with the Spent money app

2 – Click on the “Sign Up” tab, enter your email address and click “Next” (see screenshot below):

How to sign up for Spent Money app

3 – Check your email inbox for a verification code from “SPENT”.  Enter that verification code on the following page as shown below:

How to sign up for the Spent Money App

4 – Finish entering in your personal information and download the app on your smart phone.

5 – Start earning cash back automatically!

The ultimate guide to saving more money

Using the Spent Money app is just one way to save more money on your daily purchases.  Add that with our money saving tips and tricks and you'll be mind blown at how much more money you have at the end of each month!